Ama still remembers the day she first became a shareholder. It was mid-2018, the MTN Ghana IPO was on everyone’s lips, and for the first time you could buy shares through MoMo. “It felt like buying airtime,” she recalls. Ama, a branch officer at a local bank, handled money every day but had never bought a stock herself, until then. When her shares increased in price, she told everyone in her church group. For her, that moment wasn’t about profit; it was about belonging to Ghana’s economic story.